The 1099-K Threshold Just Jumped Back to $20,000. Here’s the Catch.
The IRS raised the 1099-K reporting threshold back to $20,000 for 2026. Fewer forms doesn’t mean less taxable income — here’s how to prepare your books.
florida small business
The Fed’s Next Move Just Got Harder to Predict
A few months ago, the story was simple: the Fed held rates steady, and the tone in the room was calm. That calm is gone. Inflation is now running at 3.4%, still above the Fed’s 2% target. At the Fed’s last meeting in July, three regional bank presidents broke ranks and pushed for a rate … Read more
Wages Are Climbing Faster Than Anyone Expected — Is Your Pricing Keeping Up?
July’s labor data quietly delivered one of the year’s most important signals for small business owners: weekly earnings grew 3.14%, the fastest pace since December 2023. Hours worked per employee hit their highest level since April 2021. Construction and manufacturing led the increase, but the pressure is spreading across sectors. Most owners will read this … Read more
The Fed Isn’t Cutting Rates — Stop Planning Like It Will
For most of 2026, the working assumption among small business owners has been simple: rates are high, but relief is coming. Cut a little, wait a little longer, and the financing environment gets easier. That assumption needs a second look. The Signal: A Third Straight Hold, and a Louder Argument for Hikes On July 29, … Read more
Where the New Competition Is Coming From: Inside America’s Business Formation Boom
New business applications are running at a record pace in 2026 — but the headline number hides the real story. Growth isn’t spread evenly across the economy. It’s concentrated in five industries, and if you operate in one of them, the competitive landscape you’re planning around today won’t look the same in twelve months. The … Read more
Confident Hiring: What Stable Wage Growth Actually Means for Your Business
For the past two years, hiring felt like a gamble. Businesses either froze headcount out of caution or scrambled to hire when a good candidate appeared, with no real plan behind either decision. That pattern is starting to break. Recent employment data shows something small business owners haven’t seen in a while: stability. Job growth … Read more
Cooling Economy, Rising Costs: Turning Fixed Costs into Variable Is Florida’s Hidden Growth Opportunity
Economic signals are clear: the U.S. economy is cooling, with manufacturing in contraction and growth projections trending lower. For Florida small businesses, that may sound like trouble. But hidden inside this slowdown is an opportunity. When sales become less predictable, businesses that can turn fixed costs into variable expenses gain an edge. Instead of carrying … Read more
Rates Drop, Economy Cools, Taxes Loom: Smart Move or Painful Mistake?
Interest rates are finally moving lower. At the same time, economic growth is cooling, and tax deadlines are just around the corner. For Florida small businesses, this combination can feel like pressure from all sides. But here’s the real question: will you make it a smart move — or a painful mistake? 1. What the … Read more