Two weeks ago the Fed’s next move was impossible to predict. On September 16, it stopped being unpredictable and raised rates for the first time in three years. Here’s what that means for your borrowing decisions before October 15.
For most of 2026, the working assumption among small business owners has been simple: rates are high, but relief is coming. Cut a little, wait a little longer, and the financing environment gets easier. That assumption needs a second look. The Signal: A Third Straight Hold, and a Louder Argument for Hikes On July 29, … Read more
New business applications are running at a record pace in 2026 — but the headline number hides the real story. Growth isn’t spread evenly across the economy. It’s concentrated in five industries, and if you operate in one of them, the competitive landscape you’re planning around today won’t look the same in twelve months. The … Read more